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Medical insurance plan – Have you protected your family’s future?


Many of us opt to take out a medical insurance plan in order to avoid long NHS waiting lists and guarantee access to quality healthcare in the event that it is needed. Alongside a medical insurance plan, you can protect the health of yourself and your family by increasing awareness of how to avoid serious diseases.

Many of us are on a constant mission to have a golden tan and as a result, the use of sun beds has risen sharply, risking the health of thousands of people. Your skin is your largest organ, therefore it is essential to take necessary precautions against skin cancer when it comes to sun exposure.

First and foremost, avoid unnecessary exposure to UV rays. All health officials would recommend not using sun beds at all as they cause your skin to age prematurely and project harmful UV rays onto your skin. Sunbeds should be avoided by everyone, but certain people are at a particularly high risk of developing a melanoma. Those who have developed skin cancer in the past or have a family history of skin cancer should undoubtedly avoid sun beds. Those with fair skin, freckly skin or a lot of moles should also be extra cautious. Even without a history of skin cancer or a natural susceptibility to the disease, Cancer Research UK have stated that anyone who uses a sun bed for the first time before the age of 35 increases their risk of developing skin cancer by 59%.

All too often, people are keen to protect their health with a medical insurance plan, but avoid taking precautionary lifestyle measures. Alongside paying into a medical insurance plan to invest in your future health, it is important to consider simple changes such as protecting yourself in the sun. As hot summer days in Britain become increasingly rare, many people are keen to make the most of the sunshine when it finally arrives, bathing in the sun without the correct SPF, hoping to tan as much as possible. Never underestimate the dangers of the sun and be sure to protect yourself with at least SPF 15, if not higher.

It is well worth keeping an eye out for any moles which change in shape, size or colour, particularly if they itch or bleed. If you are concerned about any unusual moles or spots on your skin, always be sure to get them checked out by a professional.

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